"Promise (Hong Kong) Co., Ltd is a wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management and marketing management, to provide convenient consumer finance, which have always been popular to local customers. We also take great pride in the training and development of our staff, as well as our comprehensive business network. 邦民香港是日本消費者金融行業之其中，最大規模之一的SMBC Consumer Finance（下稱SMBCCF）的100%全資子公司。邦民香港傳承了SMBCCF在日本多年在授信管理、債權管理、運營管理和市場管理等各方面的知識及經驗，自1992年開始營業至今，為大眾市民提供了方便稱心的貸款服務之同時，亦重視員工培訓，並致力拓展多元化的業務網絡.

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"Promise (Hong Kong) Co., Ltd is a wholly owned overseas subsidiary of SMBC Consumer Finance (hereinafter "SMBCCF"), one of the leading consumer finance institutions in Japan. Established as a licensed money lender in Hong Kong in 1992, Promise (Hong Kong) Co., Ltd inherits the experience of SMBCCF in credit management, operation management and marketing management, to provide convenient consumer finance, which have always been popular to local customers. We also take great pride in the training and development of our staff, as well as our comprehensive business network. 邦民香港是日本消費者金融行業之其中，最大規模之一的SMBC Consumer Finance（下稱SMBCCF）的100%全資子公司。邦民香港傳承了SMBCCF在日本多年在授信管理、債權管理、運營管理和市場管理等各方面的知識及經驗，自1992年開始營業至今，為大眾市民提供了方便稱心的貸款服務之同時，亦重視員工培訓，並致力拓展多元化的業務網絡.

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